 Education Oregon State University, Corvallis, OR PH.D. 1993 - College of Home Economics, Department of Financial Management & Housing - Specialization: Family Resource Management - Minors: Adult Education; Human Development & Family Studies - Dissertation Title: Quality of Life of Dairy Farm Wives and Husbands
Utah State University, Logan, UT M.S. 1971 - Major: Household Economics & Management -Thesis Title: Credit Card Use of Young Married Couples in College
Iowa State University, Ames, IA B.S. 1968 - Major: Home Economics Education
Institute for Personal Finance, University of Maryland, College Park, MD 1995
-Accredited Financial Counselor Certification
Primary Academic Interests Savings behavior & Debt reduction Credit use and misuse
Basic money management
Financial management of Native Americans
Academic Responsibilites Outreach:
State Family Resource Management Specialist - SDSU Cooperative Extension Service Service:
-South Dakota Jump$tart Coalition for Financial Literacy Board Member
-National eXtension CoP for Legally Secure Your Financial Future (Important Household Papers), Bankruptcy Education, Family Caregiving (Finances) & FAQs
-Regional member/secretary for NCCC 52 and NC 1013 research projects, respectively. Professional Associations:
-AAFCS, AFCPE, SD Jump$tart Coalition
Current Research Psychological and Economic Factors of Savings Family Economics Topics Medicare Part D Personal Household Papers Preparation and Storage
Factors Affecting Investment Risk Behavior Spending and Savings Behavior of Native Americans
Parent-child personal finance communication
Refereed Journal Publications Yao, R., & Gorham, E.E. (in process). Factors that affect the risk tolerance level of Chinese Americans in the U.S. Journal of Family Economics.
Lockard, M. A., Bischoff, M. C., & Gorham, E. E. (2007). Lowering prescription drug costs through statewide Extension statewide and community collaborations, Journal of Family and Consumer Sciences, 99(3), p. 73-74.
Gorham, E., Daniels, A. M., & Enevoldsen, B., (2005). Empowering rural families to create secure rural communities. Journal of Consumer and Family Sciences, 97(1),
14-17.
Refereed Proceedings Publications
Bischoff, M.C., Bankston, J., Gorham, E. E., Healy, B. Get it together: Organizing personal records. (2007). Refereed presentation in Proceedings of the Association of Financial Counseling and Planning Education, Tampa, FL.
Bankston, J., Pankow, D., & Gorham, E. (2006). Educating consumers to legally secure their financial future. Educational resource exchange in Proceedings of the Eastern Family Economics and Resource Management Association, Knoxville, TN.
Bankston, J., Bishoff, M., Gorham, E. E., Healy, B., & Schuchardt, J. (2005). Helping people legally secure their financial future. Refereed presentation in Proceedings of the Association for Financial Counseling and Planning Education, p. 86.
Bishoff, M. C., Gorham, E. E., Pankow, D., & Healy, B. (2004, November). Legally secure your financial future: Organize, communicate, prepare. Refereed presentation in Proceedings of the Association of Financial Counseling and Planning Education, Denver, Colorado, p. 17-20.
Gordon, G. M., Bankston, J., Gorham, E. E., & Porter, N. (2004). Legally secure your financial future: Organize, communicate, prepare. Curriculum showcase in Proceedings of Western Family Economics Association, Honolulu, HI. Available at http://www.csus.edu/indiv/a/andersenj/wr/research/2004/contents2004.htm.
Gorham, E. E., Bankston, J., & Pankow, D. L. (2004). Motivation for getting legal papers in place. Refereed paper in Proceedings of Western Family Economics Association, Honolulu, HI. Available at http://www.csus.edu/indiv/a/andersenj/wr/research/2004/contents2004.htm.
Refereed Presentations
Gorham, E. E., Bishoff, M. B., & Pankow, D. (2006). Its time to take the time: Making and communicating end-of-life health care decisions. Presentation at annual conference of American Association of Family and Consumer Sciences, Charlotte, NC.
Bishoff, M., Healy, B., & Gorham, E. E. (2006). Isnt it time to take the time? Developing a consumer Website to reach a nationwide audience. Presentation at the meeting of National Extension Association of Family and Consumer Sciences,
Denver, CO.
Bankston, J., Pankow, D. L., & Gorham, E. E. (2006). Increasing household legal
preparation through education: An exploratory study. Presentation at the meeting of the Eastern Family Economics and Management Association, Knoxville, TN.
Extension Websites:
National eXtension -
Bischoff, M., Gorham, E., Healy, B., Anderson, E. & Fritz, M. (2008). Legally secure your financial future: Organize, communicate, prepare. eXtension website revision. Retrieved March 1, 2008, at http://www.extension.org under Financial Security for All.
Bischoff, M., Bankston, J., Gorham, E., Healy, B., & Anderson, E. (2006). Legally secure your financial future: Organize, communicate, prepare. Retrieved March 1, 2007 at http://www.extension.org under Financial Security for All.
SDSU Extension Featured Sites - (Access at http://sdces.sdstate.edu) Gorham, E. (2004). Medicare Part D: Prescription drug insurance.
Gorham. E. (2002). Identity theft prevention.
Extension Impact Reports
Gorham, E. (2007). Confidence in teaching financial concepts as a result of training in Weaving Your Future: Personal Finance for Teachers of Native American Youth.
Gorham, E. (2006, 2007, 2008). Compiled county and district reports - Impact report for statewide Medicare Part D: Prescription drug insurance.
Extension Extra Series: (Peer reviewed and posted at
http://agbiopubs.sdstate.edu/process.cfm?keywords=money&subject=Money.) Fuel and Energy Savings Series - Gorham, L., Bittiker, D. & Nicolai, D. (2006) Energy Savings: Home Appliances and Lighting. Gorham, L., Nicolai, D. & Bittiker, D. (2006) Fuel Savings: Home Heating and Cooling. Bittiker, D., Gorham, L. & Nicolai, D. (2006) Fuel Savings: Family Transportation. Nicolai, D., Gorham, L., & Bittiker, D. (2006) Fuel Savings: Farm/Ranch Enterprise.
Medical Insurance Medicare Series Gorham, E. (2006). (EX14087) How to activate Medicare Part D prescription drug insurance. Gorham, E., & Huber, C. (2006). (EX14102) Enrolling in Medicare: Steps to take. Gorham, E., & Huber, C. (2006). (EX14101) Exploring Medicare: Is it for me? Gorham, E., & Pauly, N. (2006). (EX14088) How to enroll in Medicare Part D prescription drug insurance after May 15, 2006.
Estate Planning Series Rezac, D., Feiock, A. M., Gorham, E.. (2005) (FS28e-1) Estate planning in South Dakota: Getting started. Rezac, D., Feiock, A. M., Gorham, E. (2005) (FS28e-2) Estate planning for families with minor children. Rezac, D., Feiock, A. M., Gorham, E. (2005) (FS28e-3) Estate planning: Wills. Rezac, D., Feiock, A. M., Gorham, E. (2005) (FS28e-4) Letter of Last Instruction. Rezac, D., Feiock, A. M., Gorham, E. (2005) (FS28e-5) Estate planning: Property ownership. Rezac, D., Feiock, A. M., Gorham, E. (2005) (FS28e-6) A glossary of estate planning terms. Rezac, D., Feiock, A. M., Gorham, E. (2005) (FS28e-7) Dying without a will in South Dakota: Who gets the property? Rezac, D., Feiock, A. M., Gorham, E. (2005) (FS28e-8) South Dakota rights of the terminally ill. Rezac, D., Feiock, A. M., Gorham, E. (2005) (FS28e-9) Power of attorney. Rezac, D., Feiock, A. M., Gorham, E. (2005) (FS28e-10) What is a personal representative?
Credit Use and Debt Reduction Series Gorham, E., & Goetting, M. (2005). Selecting a credit card. Gorham, E. (2003). EXTFCS 40-B: Reduce your debt…the PowerPay way. Gorham, E. (2003). PowerPay© computer program: A tutorial. Gorham, E., & Pankow, D. (2003). (ExEx14082) Consequences of living on the credit card.
Financial Planning & Budgeting Series Gorham, E. (2003). Household account book. Gorham, E. (2003). Setting up a budget. Gorham, E. (2003). Tracking your spending II. Gorham, E. (2003). Tracking your spending I. Farming, Ranching, and Stress: It's a Family Issue Series - Gorham, L. & Daniels, A. M. (2002). Farming and ranching with your children or dad. Gorham, L. & Daniels, A. M. (2002). The Family Meeting. Gorham, L. (updated 2006). When your income drops. Gorham, L. (2002), Health Insurance: Is your child covered? Gorham, L. (2002), How to get health insurance coverage. Gorham, L. (2002), How to talk to your children about money problems. Gorham, L. (2002), How to talk to your children about unemployment . Gorham, L. & Hegerfeld, J. (2002), Stretching your food dollar.
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